Compliance Dublin, Ireland

Risk Data Analyst

Company Intro

Booking Holdings (NASDAQ: BKNG) is the world leader in online travel and related services, provided to customers and partners in over 220 countries and territories through six primary consumer-facing brands – Booking.com, KAYAK, priceline, agoda.com, Rentalcars.com, and OpenTable. The mission of Booking Holdings is to make it easier for everyone to experience the world.

Booking Holdings Financial Services (hereinafter “BHFS”) is based in Dublin, Ireland and provides financial services in the form of payment services and e-money products across all the brands. BHFS is committed to conducting its business in compliance with applicable laws, regulations and guidelines, with integrity and to the highest ethical standards .

Job Overview

The role of Risk Data Analyst for BHFS includes assisting in the following areas: Assessing risk for partners through underwriting analysis, transaction monitoring, customer monitoring, and fraud assessment. Assisting with credit and fraud loss forecasting.

Responsibilities and Duties

  • Performance of financial analysis based on financial statements and forecast.

  • Assessment of business models in the context of due diligence and compliance with the guidelines of the NCA and payment institutions.

  • Assess and interpret Credit Bureau Reports

  • Assess AML and KYC

  • Assess PEP alerts

  • Assess negative news alerts

  • Transaction monitoring

  • Evaluate collateral and reserve accounts

  • Verification of adherence to compliance requirements and credit guidelines.

  • Monthly reporting.

  • Periodic credit reviewing of the portfolio.

  • Internal contact for credit and risk and inquiries.

  • Calculation of reserves/collaterals based on credit exposure.

Experience and Qualifications

  • Third level degree qualification preferable at Certificate, Diploma or Degree level or equivalent.

  • 3 year's experience in the payments or online travel industry or in the underwriting/ risk management of online ecommerce business in the European market

  • Knowledge and understanding of credit risk

  • Experience in working in large international organizations is an advantage.

  • Experience of formal risk assessment methodologies.

  • Ability to effectively communicate in written and verbal form across functional groups within the company, with Customers, Partners, the Card Schemes. 

  • Knowledge of the KYC (Know Your Customer)/ AML (Anti Money Laundering) requirements

  • Affinity for technically driven processes

  • Excellent computer literacy – especially Microsoft Excel

Knowledge and Skills

  • Performance of financial analysis based on financial statements and forecasts.

  • Assessment of business models in the context of due diligence and compliance with the guidelines of the NCA and payment institutions.

  • Managing a team of Risk Analysts and overseeing the key Risk Management functions of the team including underwriting, transaction monitoring, chargebacks and annual periodic reviews

  • Assess and interpret Credit Bureau Reports

  • Evaluate & manage collateral and reserve accounts

  • Manage communication with sales channels and partners regarding new applications

  • Proactively monitoring of the Customer Portfolio.

  • Verification of adherence to compliance requirements and credit guidelines.

  • Monthly reporting.

  • Periodic credit reviewing of the portfolio.

  • Internal contact for risk management and compliance inquiries.

  • Training of partners and customers on risk management processes.

  • Calculation of reserves/collaterals based on credit exposure.

  • Manage Credit Policy in line with corporate requirements.

  • Manage analyst staff

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